Georgia Hard Money

Local Georgia Private Loans

Fairview Commercial Lending is a privately funded Georgia hard money lender headquartered in Atlanta, funding fast, common-sense real estate loans since 1975.

What is hard money? Video from Fairview Commercial Lending

Based in Atlanta and lend throughout Georgia

Loans as long as 10 years

Closing and funding in 5-10 days

Call us at 404-634-1270

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Atlanta-based · Lending since 1975

Georgia Hard Money Lending

Fairview Commercial Lending is a privately funded Georgia Hard Money lender with its headquarters in Atlanta, Georgia. The partners have over 100 years of Georgia commercial real-estate lending experience and have been lending since 1975. This depth of knowledge and experience allows us to fund loans quickly in Georgia that many others would never consider. We also have the ability to fund Georgia hard money commercial loans as small as 75k due to our local presence and knowledge of the intricacies of the Atlanta market and markets throughout the state of Georgia.

As an established private capital lender, Georgia Hard Money specializes in private real estate loans (also called bridge loans, short term loans, and hard money loans). We provide these special mortgage loans on commercial properties (office, retail, light industrial, mixed use, etc…), investment residential properties, condos, lake properties, large acreages (ranches / farms and recreational properties), and selectively on commercial land that banks and traditional institutional lenders are not able to fund for whatever reason.

When you call/e-mail you will talk directly to the local (5th generation native of Atlanta) decision maker in Atlanta, Georgia and an expert in Georgia real estate. You will receive an honest yes or no answer with zero upfront fees or other games. Fairview only lends its own funds and individually structures each transaction to fit the needs of the borrower.

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Loans banks won’t make

How We help

Atlanta Hard Money

  • Need cash quickly
  • Business cash flow issues
  • Foreclosures
  • Tax liens
  • Judgments
  • Credit Challenges
  • Mortgage lates
  • Debt Consolidation
  • Various other situations where time is of the essence

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Loan Parameters

  • No upfront fees
  • Receive an honest answer quickly
  • Quick closings with no hidden fees
  • True lender that solely lends its own funds
  • All underwriting and lending decisions made in house
  • Structure loans to fit the uniqueness of each transaction
  • Local expertise: we understand various submarkets throughout Georgia (Atlanta metro, lake and mountain areas, and everywhere in between)

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Recent Transactions closed around the state of GA

  • $550K Apartment Refinance – Atlanta, GA
  • $2.05M Refinance, Vacant Retail Building – Atlanta, GA
  • $450K Refinance, Owner Occupied retail building – Roswell, GA
  • $825K Refinance, Free Standing Warehouse – Savannah, GA
  • $325K Refinance, Free Standing medical building – Sandy Springs, GA
  • $450K Refinance, Owner Occupied office – Athens, GA

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40+Years of expertise

Over 40 years Of Expertise

  • Loans on Residential Investment, Commercial, and Agricultural properties
  • Closing and funding in 5-10 days
Recent Posts

Georgia Real Estate & Finance Blog:

Hard Money Lending Guide

Before jumping into locating a hard money lender it is important to define the term “hard money”, discuss hard money versus traditional bank lending, highlight tips for finding the right lender, and...

read more
Common questions

Hard Money Questions, Answered

What is a Georgia hard money loan?

A hard money loan is a short-term real estate loan from a private lender, approved mainly on the value of the property. Georgia Hard Money is part of Fairview Commercial Lending, a privately funded lender headquartered in Atlanta that lends only its own money.

How fast can you close a hard money loan in Georgia?

We close and fund in 5 to 10 days. You get an honest yes or no answer quickly.

How much can I borrow in Georgia?

Loans range from $30,000 up to $2 million, at up to 50% loan to value.

Do you charge upfront fees in Georgia?

No. There are zero upfront fees.

Can I get a hard money loan with credit problems in Georgia?

Yes. We regularly help borrowers facing foreclosures, tax liens, judgments, mortgage lates and other credit challenges, because the loan is based on the real estate.

How long can the loan term be in Georgia?

Loans run up to 10 years, with flexible amortization or interest only.

Georgia Hard Money vs. a Bank Loan

Feature Georgia Hard Money Typical bank loan
Time to funding 5 to 10 days 2 to 3 months
Upfront fees None Application and appraisal fees
Credit Credit challenges OK Strict credit and income review
Lender Local Atlanta team, own funds Committees and outside underwriters

Loan Terms at a Glance

  • Loan amount: $30,000 to $2 million
  • Loan to value: up to 50%
  • Term: up to 10 years, with flexible amortization or interest only
  • Lien position: first only
  • Prepayment: flexible
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Ready to fund your next Georgia deal?

Fill out our one-page loan application. You’ll get an honest yes or no answer quickly, with zero upfront fees.

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